With people living longer and retirement systems becoming increasingly complex, it is now more necessary than ever to plan ahead to ensure that your death will not leave your spouse inadequately protected.

In most couples either the husband or wife generally manages the family estate, and the other spouse does not deal with family or financial affairs. But what happens if the first spouse dies ? How should the family estate be organized to ensure a smooth transition ?

The right decisions must be made before this happens, to ensure a harmonious relationship between the surviving spouse and children. In short, everyone must organize and manage their estate in accordance with their objectives and their personal and family situation.

Meeschaert's financial advisors make it a point to assist and guide their clients every step of the way.
They help clients make decisions and select the various tools and techniques that will enable them to achieve their objectives, such as :
- a life insurance policy,
- gifting,
- adjustments or changes to marriage settlements,
- insurance against contingencies,
- various investment options (PEA equity savings plans, discretionary accounts, mutual funds, directly-held securities, etc, ...),
- beneficial interests,
- forms of incorporation.